Home / Financial Calculators

Savings Target Calculator ℹ️ Calculate how much you need to save monthly to reach your financial target by a specific date.

Plan your savings strategy by calculating the monthly amount needed to reach your target goal.

Monthly Savings Required
₦0.00
$0.00 £0.00
Total Budget: ₦0.00
Due Date: -
0 payment of: ₦0.00

Business Loan Calculator

Calculate your monthly loan repayment amount based on loan amount, interest rate, and term.

Monthly Repayment
₦0.00
$0.00 £0.00
Loan Amount: ₦0.00
Interest Rate: 0%
Loan Term: 0 months
Total Interest: ₦0.00
Total Amount Payable: ₦0.00

Mortgage Calculator

Calculate your estimated monthly mortgage payment for property purchases.

Estimated Monthly Payment
₦0.00
$0.00 £0.00
Property Price: ₦0.00
Loan Amount: ₦0.00
Down Payment: ₦0.00
Interest Rate: 0%
Loan Term: 0 years
Total Interest: ₦0.00
Total Amount Payable: ₦0.00

PIT Calculator (Nigeria) ℹ️ PIT stands for Personal Income Tax. Calculate your personal income tax based on Nigeria's 2026 tax brackets.

Calculate your personal income tax liability based on Nigeria's 2026 tax law with progressive brackets and allowable deductions.

Annual Tax Payable
₦0.00
$0.00 £0.00
Monthly Tax: ₦0.00
Taxable Income: ₦0.00
Total Deductions: ₦0.00
Net Income After Tax: ₦0.00
Effective Tax Rate: 0%

CIT Calculator (Nigeria) ℹ️ CIT stands for Company Income Tax. Calculate your company's income tax based on Nigeria's 2026 tax law. Small companies (turnover ≤ ₦100M and assets ≤ ₦250M, excluding professional services) are exempt. Other companies pay 30% on taxable profit. Large companies (turnover ≥ ₦20B) have a minimum 15% effective tax rate.

Calculate your company's income tax liability based on Nigeria's 2026 tax law. Determine if you qualify for small company exemption or standard corporate tax rates.

Annual Tax Payable
₦0.00
$0.00 £0.00
Company Category: -
Taxable Profit: ₦0.00
Tax Rate Applied: 0%
Effective Tax Rate: 0%
Net Profit After Tax: ₦0.00

Break-Even Calculator ℹ️ Calculate the number of units or revenue needed to cover all costs. Essential for pricing decisions and understanding when your business becomes profitable.

Determine the break-even point where total revenue equals total costs. Essential for pricing decisions and understanding profitability thresholds.

Break-Even Point
0 units
$0.00 £0.00
Break-Even Revenue: ₦0.00
Break-Even Units: 0
Contribution Margin per Unit: ₦0.00
Contribution Margin Ratio: 0%

Cash Flow Forecast ℹ️ Project your monthly cash inflows and outflows to identify potential cash shortages. Critical for business survival and planning.

Project your monthly cash inflows and outflows to identify potential cash shortages and plan for adequate funding.

Ending Cash Balance
₦0.00
$0.00 £0.00
Net Cash Flow per Month: ₦0.00
Total Cash Inflows: ₦0.00
Total Cash Outflows: ₦0.00
Lowest Cash Balance: ₦0.00
Months with Negative Balance: 0
Monthly Breakdown:

Profit Margin Calculator ℹ️ Calculate gross, operating, and net profit margins. Compare profitability across products, services, or time periods to make informed business decisions.

Calculate gross, operating, and net profit margins to analyze profitability and make informed pricing decisions.

Net Profit Margin
0%
$0.00 £0.00
Gross Profit: ₦0.00
Gross Profit Margin: 0%
Operating Profit: ₦0.00
Operating Profit Margin: 0%
Net Profit: ₦0.00
Net Profit Margin: 0%

Payroll Calculator (Nigeria) ℹ️ Calculate employee salaries with Nigerian deductions: Pension (8%), NHF (2.5%), PAYE tax, and other statutory deductions. Essential for compliance and payroll planning.

Calculate employee take-home pay with all Nigerian statutory deductions including Pension, NHF, and PAYE tax.

Monthly Take-Home Pay
₦0.00
$0.00 £0.00
Annual Gross Salary: ₦0.00
Pension Contribution (8%): ₦0.00
NHF Contribution (2.5%): ₦0.00
PAYE Tax: ₦0.00
Total Deductions: ₦0.00
Monthly Net Salary: ₦0.00

ROI Calculator ℹ️ Calculate Return on Investment to evaluate the profitability of investments. Compare different investment options to make informed financial decisions.

Calculate Return on Investment (ROI) to evaluate the profitability of investments and compare different investment options.

Return on Investment (ROI)
0%
$0.00 £0.00
Net Profit: ₦0.00
ROI Percentage: 0%
Annualized ROI: 0%
Total Return: ₦0.00